Roof Financing in Washington

Specialty Exteriors makes roofing projects in Washington easy and affordable with customizable payment plans. Whether you need repairs, a full replacement, or a new installation, our flexible roof payment plans guarantee you don’t have to delay protecting your home. Contact us today to explore your financing options and get a free estimate!

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Washington Roof Financing Options

Investing in a new roof or critical repairs shouldn’t strain your budget, so Specialty Exteriors offers tailored financing options for all residential roofing services through our financing partner, ProFund. Whether you need a minor roof repair, a complete replacement, or upgrades to your home’s exterior, we’ll work with you to create a financing plan within your budget. Every client receives personalized rates and terms to guarantee affordability without sacrificing quality. Explore your options today and take the first step toward protecting your home with Specialty Exteriors!

Average Roof Financing Payments in Washington

City	Est. Pay In Full Cost	Est 1-Year Plan Monthly Payment*	Est 2-Year Plan Monthly Payment*	Est 5-Year Plan Monthly Payment*
Spokane, WA	$12,895 - $14,212	$1,075 - $1,184	$537 - $592	$215 - $237
Airway Heights, WA	$10,800 - $12,150	$900 - $1,013	$450 - $506	$180 - $203
Cheney, WA	$12,895 - $14,212	$1,075 - $1,184	$537 - $592	$215 - $237
Deer Park, WA	$12,951 - $14,473	$1,079 - $1,206	$540 - $603	$216 - $241
Fairfield, WA	$6,361 - $12,958	$530 - $1,080	$265 - $540	$106 - $216
Liberty Lake, WA	$13,327 - $14,688	$1,111 - $1,224	$556 - $612	$222 - $245
Mead, WA	$13,753 - $15,157	$1,146 - $1,263	$573 - $632	$229 - $253
Medical Lake, WA	$11,544 - $12,723	$962 - $1,060	$481 - $530	$192 - $212
Rockford, WA	$6,836 - $13,926	$570 - $1,161	$285 - $581	$114 - $232
Spangle, WA	$20,914 - $37,181	$1,743 - $3,098	$872 - $1,549	$349 - $620
Waverly, WA	$8,194 - $9,218	$683 - $768	$342 - $384	$137 - $154

*Interest is not included in the estimated monthly payments. Financing is based on your project cost. Price ranges are for reference only and may not reflect your project. Contact Specialty Exteriors for official financing rates.

What is a Roof Loan?

A roof loan allows homeowners to spread the cost of a new roof or major repairs into manageable monthly payments. The flexible solution makes essential roofing projects more accessible without paying the full amount upfront.

Benefits of Roof Financing

Affordable Monthly Payments: Roof financing breaks down the total cost into smaller, budget-friendly installments, helping homeowners tackle large projects without financial strain.
Fast Project Approval: With quick and straightforward application processes, you can secure funding and start your roofing project without unnecessary delays.
Preserve Savings: Financing allows you to maintain your savings for other priorities or unexpected expenses while still investing in your home’s value.
Increased Property Value: A new or well-maintained roof boosts curb appeal and property value, making financing a worthwhile investment in your home’s future.

Roof Financing Payment Methods

Specialty Exteriors allows homeowners to make roof financing payments with cash, checks, and debit cards.

Other Ways to Pay For Roofing in Washington

Cash:
Paying with cash is the simplest option and can save on interest, making it an ideal choice if you have enough savings set aside.
Check:
Writing a check offers a secure way to pay, and many roofing companies are happy to accept this method for both upfront and final payments.
Personal Loan:
A personal loan can provide flexible terms for financing your roofing project, often with competitive rates for those with strong credit.
Credit Card:
Using a credit card may be convenient for smaller projects or down payments, especially if it offers rewards or a 0% introductory APR.
Home Equity Loan:
This type of loan allows you to borrow against your home's equity, often at lower interest rates, to fund major roofing projects.
Insurance Claim:
If your roof was damaged by storms or other covered events, your homeowner's insurance policy might help cover repair or replacement costs.
Government-Funded Home Improvement Loan:
Programs like FHA Title 1 loans or local initiatives can provide low-interest loans for eligible homeowners needing roof repairs or replacements.